Essential Health Benefits must be covered by all plans offered in the marketplace. Which of the following is NOT an example of an Essential Health Benefit?

Cosmetic surgery is not regarded as an Essential Health Benefit because the Affordable Care Act (ACA) stipulates that essential health benefits should include services that are critical for maintaining health and treating common conditions, rather than procedures that are primarily elective or aesthetic in nature.

In contrast, emergency services, maternity and newborn care, and mental health services are all essential components of comprehensive health coverage designed to protect individuals from significant health risks and financial burdens. Emergency services ensure immediate care during critical situations, maternity and newborn care provides necessary attention for mothers and infants during the perinatal period, and mental health services address the essential need for mental wellness, all of which support overall health and well-being.